In the course of using this website or availing the products and services via the online application forms and questionnaires, The Baroda Central Co-operative Bank Limited and its Affiliates may become privy to the personal information of its customers, including information that is of a confidential nature.
The Baroda Central Co-operative Bank Limited is strongly committed to protecting the privacy of its customers (and/or visitors to the website) and has taken all necessary and reasonable measures to protect the confidentiality of Customer information and its transmission through the world wide web. It shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with Customers.
The Baroda Central Co-operative Bank Limited endeavors to safeguard and ensure the security of the information provided by Customers. It uses 128-bit encryption for the transmission of information, which is currently the permitted level of encryption in India. When the information provided by Customers is not transmitted through this encryption, Customers' systems (if configured accordingly) will display an appropriate message ensuring the best level of secrecy for their information.
Customers are required to cooperate with The Baroda Central Co-operative Bank Limited to ensure the security of their information. It is recommended that Customers choose their passwords carefully to prevent unauthorized access by third parties. To enhance password security, Customers should use a combination of alphabets, numbers, and special characters (e.g., !, @, #, $). They should not disclose their passwords to anyone or keep a written record of them that could be accessed by a third party.
The Baroda Central Co-operative Bank Limited undertakes not to disclose the information provided by Customers to any person unless such action is necessary to:
Conform to legal requirements or comply with legal process;
Protect and defend The Baroda Central Co-operative Bank Limited or its Affiliates' rights, interests, or property;
Enforce the terms and conditions of the products or services; or
Act to protect the interests of The Baroda Central Co-operative Bank Limited, its Affiliates, members, constituents, or other persons.
Customers shall not disclose to any other person, in any manner whatsoever, any confidential information relating to The Baroda Central Co-operative Bank Limited or its Affiliates obtained during the use of website services. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle The Baroda Central Co-operative Bank Limited or its Affiliates to terminate the services, without prejudice to any damages the Customer may be entitled to otherwise.
The Baroda Central Co-operative Bank Limited will limit the collection and use of customer information only on a need-to-know basis to deliver better service to Customers. The Bank may use and share the information provided by Customers with its Affiliates and third parties for service-related activities, such as collecting subscription fees and notifying Customers about service-related issues. In this regard, disclosure of Customer information to agents, contractors, and their sub-contractors may be necessary, but they will be required to use the information solely for these purposes.
Customers authorize The Baroda Central Co-operative Bank Limited to exchange, share, and disclose all information related to their details and transaction history with its Affiliates, banks, financial institutions, credit bureaus, agencies, and electronic clearing networks as required by law, customary practice, credit reporting, statistical analysis, credit scoring, verification, or risk management. Customers shall not hold The Baroda Central Co-operative Bank Limited liable for the use or disclosure of this information.
